How Wedding Futures works and the service we provide

Wedding Registry - A Brief Background

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Traditionally, guests gave the wedding couple gifts along the line of household items to help them start their new lives. These items were essential to the young couple as they were very young and did not own any of the necessary household items to begin their new lives together. And in registering at any of the traditional retailers, the guests are subject to additional charges beyond the gift itself like the sales tax and shipping charges.

In the modern day, couples are getting married later in their lives which means they already have many if not all the things they need for a household - pots and pans, flatware, stemware, etc. Additionally, as the couples unite as a household, they will be consolidating many of their things, getting rid of the duplicate household items. So the last thing they may want is more "stuff" to have to manage and find a place to store more household items.

For the modern couple, matters like the down payment for their first home or tuition for their children far outweigh that of fine china or gravy boats. Or even paying off the cost of the wedding and honeymoon as more couples are paying for their own weddings! If we are to be honest with ourselves, it's not uncommon for the couple to return the gift for a refund or store credit and, in the end, the stores and the shipping companies are for the better.

weddingfutures seeks to give the couple as well as their guests an alternative - one that makes sense.

weddingfutures - How It Works

How Wedding Futures works can be summarized in three simple steps:

  1. Open a Wedding Registry Account
  2. Your guests purchase a security like stocks or shares of a mutual fund as a gift
  3. The funds are transferred to your brokerage account

Once you open a Wedding Registry Account by providing us your information, wedding date, and brokerage account for deposits, you can then select a registry for your guests to choose from. To simplify the registration process, we have pre-selected the securities for three different registries for you to choose from. This is to provide you with additional convenience and take the guess work out of which stocks or mutual fund out of the thousands available.

Your guests will then be able to look up your wedding registry and select from any number of securities in a range of prices. The price of the stocks may be subject to a delay from current market prices. The guests will select that stock and determine how many shares they wish to gift. They will make the purchase via their credit card or PayPal account. For example, if your guests wish to gift you with 3 shares of Microsoft stock at $30 a share, they would only be charged $90, no sales tax or shipping charges.

The funds, less commission, will transfer to your designated brokerage account on within five business days of the date of the wedding. You will then have the option of deciding if you want to buy the securities or simply withdraw the funds. Purchase of the stock or mutual fund or any security can only be done through the couple’s brokerage firm. weddingfutures cannot and will not place any trades.

Note that from the time the gift is purchased by the guest and date of the transfer, the price of the stock or mutual fund may fluctuate. weddingfutures does not guarantee the number of shares of any stock to be purchased.

Note that weddingfutures does not give or provide investment advice. We advise you to speak to your broker or financial advisor before purchasing any investment securities.

To see how simple it is to register, click here.

To see how simple it is to give a gift, click here.

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